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[null,null,"BRIDGE CAPITAL SOLUTIONS LTD"]
[null,null,"WWW.BRIDGECAPSOLUTIONS.COM"]
[null,null,"OFFICE@BRIDGECAPSOLUTIONS.COM"]
[]
[null,"Property Info",{"$nulls":18},"Rent Information",{"$nulls":4},"Annual Operating Expenses",{"$nulls":8},"Valuation",null,null,"Existing Debt"]
["Property ID","Address","City","State","ZIP","Property Type","Units","Bed \nCount","Bath \nCount","Unit Size\nSize (SF)","Year \nBuilt","Acquisition Date\nDate","Acquisition Price\nPrice","Rehab cost spent","Total Basis","Occupied","Percent Occupied","Lease Expiration","Section 8 (Y/N)",null,"Monthly\nRent","Est. Monthly Rent of vacant units","Annual Rent","Leasing Concessions",null,"Real Estate Taxes (most recent)","Insurance","Property Management\nFees","Repairs & Maintenance","HOA Fees","Other Landlord Expenses","Turnover Costs","Leasing Commissions",null,"Borrower\nEstimate of\nMarket Value","Most Recent Appraisal / BPO",null,"Existing Debt? (Y/N)","Lender","Interest Rate","Current Outstanding Balance","Maturity Date"]
{"$rows_empty":69}
["EXPLANATION TO FILL OUT SREO"]
[]
["Section 1: Property Info (The Basics)"]
[]
["Property ID: If you have many properties, use a nickname (e.g., \"Main St Duplex\"). If not, you can leave this blank or use \"Property 1.\""]
[]
["Address / City / State / ZIP: The full legal address of the property."]
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["Property Type: Enter \"SFR\" (Single Family), \"2-4 Unit,\" \"Condo,\" or \"Multifamily.\""]
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["Units: Number of doors. For a house, enter 1. For a duplex, enter 2."]
[]
["Bed / Bath Count: e.g., 3 / 2 (3 Bedrooms, 2 Bathrooms)."]
[]
["Unit Size (SF): The total square footage of the living area."]
[]
["Year Built: The year the building was constructed."]
[]
["Acquisition Date: The date you closed on the purchase (MM/DD/YYYY)."]
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["Acquisition Price: What you paid for it originally."]
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["Rehab Cost Spent: Total dollars spent on renovations since you bought it."]
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["Total Basis: (Formula) Acquisition Price + Rehab Cost. This shows the lender your total \"skin in the game.\""]
[]
["Section 2: Rent Information (Income)"]
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["Occupied: Enter \"Yes\" or \"No.\""]
[]
["Percent Occupied: For a single house, it’s either 100% or 0%. For a 4-unit with one vacancy, it's 75%."]
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["Lease Expiration: The date the current tenant's lease ends."]
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["Section 8 (Y/N): Do you receive government housing vouchers for this property?"]
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["Monthly Rent: The actual rent you collect right now."]
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["Est. Monthly Rent of Vacant Units: If a unit is empty, what would it rent for today?"]
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["Annual Rent: (Formula) Monthly Rent x 12."]
[]
["Leasing Concessions: Any \"deals\" you gave the tenant (e.g., \"one month free\"). Usually 0."]
[]
["Section 3: Annual Operating Expenses (Outgoings)"]
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["Real Estate Taxes: Your total annual property tax bill."]
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["Insurance: Your total annual landlord/hazard insurance premium."]
[]
["Property Management Fees: If you hire a manager, enter the annual total (usually 8-10% of rent)."]
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["Repairs & Maintenance: Estimated annual cost for fixes (usually 5% of rent)."]
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["HOA Fees: Monthly Homeowners Association fees x 12 (if applicable)."]
[]
["Other Landlord Expenses: Landscaping, snow removal, or common area utilities."]
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["Turnover Costs / Commissions: Costs to find new tenants (usually one month's rent)."]
[]
["Section 4: Valuation & Existing Debt"]
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["Borrower Estimate of Market Value: What you think the house would sell for today."]
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["Most Recent Appraisal / BPO: The value from your last official appraisal."]
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["Existing Debt? (Y/N): Is there a mortgage on it?"]
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["Lender: The name of the bank or private lender holding the current loan."]
[]
["Interest Rate: Your current mortgage interest rate (e.g., 7.5%)."]
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["Current Outstanding Balance: What you currently owe on your monthly statement."]
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["Maturity Date: The date the loan is fully paid off or the \"balloon\" payment is due."]